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New Patients: 855-790-9336    |   Current Patients: 586-463-8635
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Financing & Insurance

At Masters Dentistry, our team takes the time to walk you through your insurance benefits and explain what is covered and what to expect. We know this part of care can feel overwhelming, so we make every effort to keep it straightforward and easy to understand.

Schedule an appointment

We will review your insurance benefits and payment options together and help you find an approach that fits your needs. This may include insurance, financing, or a combination of both. Financing options such as Cherry and CareCredit are available to help make treatment more manageable.

We accept most major insurance plans and offer financing through Cherry and CareCredit. Our team will verify your benefits before your appointment so you know what to expect.

Dental Insurance

We accept most major insurance plans and will review your benefits in advance so you have a clear understanding of your coverage and expected costs before your appointment. If you do not see us listed with your insurance provider, give us a call. We accept most major insurance plans and work with many out-of-network benefits. Our team will file claims on your behalf and help you maximize your coverage.

Medicare Advantage & Healthy Michigan Plan

Flexible financing through Cherry and CareCredit

Convenient payment options

FSA and HSA accepted

Check Your Insurance

Wondering if your insurance will cover your first visit? Submit your information and a member of our team will follow up with you directly.

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Flexible Financing Options

Need a little extra flexibility? We offer interest-free and low-interest financing through Cherry and CareCredit, two trusted third-party options that make it easy to manage the cost of care over time.

Simple Application Process

Apply quickly online or with assistance from a team member.

Interest-Free Options

Available through Cherry and CareCredit for qualifying patients.

Extended Payment Plans

Low-Interest options that allow you to spread the cost of treatment over time.

FSA and HSA Benefits

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can be used toward many dental treatments at Masters Dentistry. Using your FSA or HSA is a simple way to maximize your benefits.

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FAQ

How does dental insurance work?

Dental insurance typically covers a portion of your care depending on the type of service. Preventive care is often covered at a higher percentage, while other treatments may include a shared cost.

Our team will review your benefits in advance and explain your coverage clearly so you know what to expect before your visit.

Can I use financing with Insurance

Yes. Financing can be used to cover any portion of your treatment not covered by insurance, including deductibles, co-pays, or remaining balances.

What payment methods do you accept?

We accept all major credit cards, as well as FSA and HSA funds. Our team is happy to help you choose the best payment option that best works for you.

Who can I contact with questions about my coverage or payment?

Our team is here to help. If you have questions about your insurance, financing, or payment options, contact our office or call us directly. 

We’re happy to walk you through everything and make the process feel clear and straightforward.

Will I know my costs before treatment?

Before treatment, we will review your insurance benefits and provide an estimate of your out-of-pocket costs based on the information available. While we make every effort to be as accurate as possible, final coverage is determined by your insurance provider.

Our team is here to help you understand your benefits and feel confident in your decisions.

How do Cherry and CareCredit Work?

Cherry and CareCredit are third-party financing options that allow you spread the cost of treatment into manageable monthly payments. Approval and terms vary, and our team is here to guide you through the application process.

Can I use my HSA or FSA for dental care?

Yes. FSA and HSA funds can be used for many dental treatments. These accounts allow you to apply pre-tax dollars toward your care.